About DSCR Loans Washington
TL;DR: DSCR Loans Washington is a Loan Daddy LLC brand for real estate investors financing rentals in Washington State. Loan Daddy LLC is a mortgage broker, not a lender: we arrange and shop business-purpose DSCR loans from wholesale lenders, and the lender you choose underwrites and funds the loan.
DSCR Loans Washington is a Loan Daddy LLC brand, NMLS 2827624.
Why a Washington hub
Washington rental investing does not fit a national template. A Seattle condo, a Tacoma duplex and a Spokane bungalow need different programs, different insurance conversations and different expectations about the ratio. This site is built as the core state hub: one place for the statewide rules, the regional market context and the financing options, written specifically for Washington.
What we do
- Review your rental scenario: property, rent, costs, loan amount and borrowing entity
- Shop business-purpose DSCR programs from several wholesale lenders
- Explain the tradeoffs of each option in plain English
- Coordinate the file with the lender you choose through closing
What we do not do
- We are not a lender and do not fund loans
- We do not arrange owner-occupied or consumer home loans; investment property only
- We do not show rates or pricing on this site, because pricing depends on the full file and the day
- We do not give legal, tax or insurance advice
How we write
Content on this site is written by the DSCR Loans Washington Editorial Desk. Market figures are limited to dated Census ACS and HUD Fair Market Rent data, always labeled as general market benchmarks, not a loan offer. Legal references cite the statute or city program so you can check the source.
Licensing and disclosures
Loan Daddy LLC, NMLS #2827624 (nmlsconsumeraccess.org), is a mortgage broker, not a lender. AZ CMB Licensed · #CMB-2016143.
- Broker, not lender
- NMLS #2827624
- AZ CMB Licensed · #CMB-2016143
- Equal Housing Opportunity
Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.
Full details are on the licensing page.
Related pages
Have a Washington rental in mind?
Send the scenario once. We shop business-purpose DSCR programs from wholesale lenders and come back with the options that fit the property, west or east of the Cascades.