Terms

Terms of use

TL;DR: This site offers general education and a way to request business-purpose financing for Washington investment property. Content is not legal, tax or financial advice, calculator results are estimates, and nothing here is a commitment to lend. Loan Daddy LLC is a mortgage broker, not a lender.

Effective October 17, 2026

Educational content

Guides, market pages and FAQs are general information about DSCR financing and Washington rental property. They are not legal, tax, insurance or investment advice. Laws and local rules change; confirm them with the source and your own advisers.

Market figures

Figures from the Census Bureau American Community Survey and HUD Fair Market Rents are general market benchmarks, not a loan offer, and are not appraisals of any property.

Calculator

The DSCR calculator is a planning tool. Results are estimates based on the numbers you enter and are not a quote, approval or offer. Each wholesale lender calculates DSCR using its own rules.

Broker, not lender

DSCR Loans Washington is a Loan Daddy LLC brand. Loan Daddy LLC is a mortgage broker that arranges and shops financing from wholesale lenders. All loans are subject to underwriting and lender or investor approval, and terms are subject to change. Submitting a request does not create a commitment to lend.

Business purpose only

We arrange loans for non-owner-occupied investment property only, not for personal, family or household use. You agree to provide accurate occupancy information. Requests involving a property that you or a family member will occupy are declined.

Use of the site

Do not misuse the site, submit false information or attempt to interfere with its operation. We may change or discontinue any part of the site.

Limitation of liability

The site is provided as is. To the extent allowed by law, Loan Daddy LLC is not liable for decisions made in reliance on site content.

See also our privacy policy and licensing.